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896 NW 103rd St, Miami FL 33150 — photo 11 / 11
8.5% reduced

896 NW 103rd St, Miami FL 33150

Miami, FL

List Price

$549,000

Type

Single Family

Bedrooms

4

Bathrooms

2

Price / SqFt

$313/sqft

Price reduction

8.5% below original list — was $600,000

Motivated seller

From the listing

Seller is extremely motivated and ready to transact. Please submit highest and best offers only; unrealistic offers will not be considered. Vandè trè motive e pare pou konkli. Silvouplè, prezante pi bon ak plis òf; òf ki pa reyalis yo p ap konsidere.

Property Information

Square Feet
1,752
Units
1
Days on Market
112
Status
active

Location

County
Miami-Dade County
Zip Code
33150
Coordinates
25.8689, -80.2129

Represented by Academia

Academia Real Estate Corp can represent you on this property. Use the inquiry form to have a licensed broker reach out with full details and next steps.

Permit history

No open or expired permits on record

1 permit · Miami-Dade County
  • F

    WINDOWS

    #C2024177604 · issued 2024-11-15

Source: Miami-Dade County open data. Status can lag the city by days; verify before relying.City of Miami permit search

Private inquiry

Interested in this deal?

Tell us a little and a licensed broker will follow up about this property.

Property: 896 NW 103rd St, Miami FL 33150

Price: $549,000

We respect your privacy — your details are only used to follow up on this property.

Why this deal

  • 8.5% off original list price
  • Value-add opportunity
  • Represented end-to-end by Academia
  • Active listing — move quickly

Deal Score

57/100

Fair

How this
is scored →
Estimated equityassumed40%

Scored neutral: our comparable-sale selection is being rebuilt so that it no longer references the asking price, and we will not score equity from an estimate we are not willing to publish.

Discount depth20%

8.5% off original list (full marks at 25%+).

Days on market20%

112 days on market (full marks at 120+ — more time = more leverage).

Seller-motivation signals20%

Soft motivation language (value-add, motivated, tenant-occupied, cash-only).

A screen of the public MLS data we have — not an appraisal, valuation, or investment advice. Factors marked “assumed” were missing from the feed and scored neutral.

Deal scorecard

How four stakeholders read this deal

Coverall

Strengths

  • Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated

Risks

  • Thin estimated equity (<10%) — limited margin for error
  • Roof age ~69 yr — approaching or beyond Citizens' 25-yr eligibility threshold; may require replacement or Citizens' roof inspection

What a super-investor sees

Investor

D

Investor equity estimate based on ARV from closed MLS comps minus list price and estima…

  • Thin estimated equity (<10%) — limited margin for error

What a bank sees

Lender / financing

C

Lender financeability estimate based on list price, ARV, and condition signals. Not a f…

What an insurer sees

Insurance / 4-point

C

Insurability read from roof, electrical, plumbing and HVAC ages in the public record. M…

  • Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
  • Roof age ~69 yr — approaching or beyond Citizens' 25-yr eligibility threshold; may require replacement or Citizens' roof inspection

What a GC / AHJ sees

Permits / condition

B

Permit records from Miami-Dade County building-permit records; records may lag — verify open permits with the AHJ. Coverage begins 1983. Records current through 2026-07-23.

4-point — last permit

  • Roofnone on record
  • Electricalnone on record
  • Plumbingnone on record
  • HVACnone on record

Estimates from public data — not an appraisal, insurance quote, or financing commitment. Insurability as of 2026-10-20. Verify with licensed professionals.

Deal calculator

Value-add deal calculator

896 NW 103rd St, Miami FL 33150, Miami, FL

ARV is seeded from the asking price, not from comps — enter your own after-repair value. We are rebuilding comparable-sale selection so it no longer references the ask, and we will not pre-fill this field from an estimate we are not publishing.

Recommended max offer

$292,903

Room vs list (above list)

$256,097

Est. equity

-$129,405

-24% of ARV, at list

ROC at list

-19%

Est. all-in at list

$678,405

list + rehab + txn + carry

70% rule MAO

$323,800

Estimates only — not investment advice or an offer. ARV is drawn from recent closed comps; rehab from a rate-card range. Verify ARV, rehab, and all costs with a licensed professional before acting.

One Academia. Academia Development Corp and Academia Real Estate Corp are divisions of The Academia Group.

Florida Licensed · Real Estate Broker BK3384781 · verify at myfloridalicense.com

Equal Housing Opportunity. Academia Real Estate Corp is committed to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin.