1 / 62410 10th St, Key Colony FL 33051
Key Colony, FL
List Price
$899,995
Type
Single Family
Bedrooms
2
Bathrooms
2
Price / SqFt
$909/sqft
Price reduction
5.3% below original list — was $950,000
From the listing
Turnkey, fully furnished waterfront property with strong Airbnb income history. Enjoy 37.5 ft of dockage with unrestricted ocean access and a quick 5-minute ride to the Gulf and ocean side. Home sits above flood, helping reduce insurance and overhead. Features include a 2017 roof and a new water heater (2025). A rare opportunity for investors or buyers seeking effortless coastal living.
Property Information
- Square Feet
- 990
- Units
- 1
- Days on Market
- 122
- Status
- active
Location
- County
- Monroe County
- Zip Code
- 33051
- Coordinates
- 24.7221, -81.0232
Represented by Academia
Academia Real Estate Corp can represent you on this property. Use the inquiry form to have a licensed broker reach out with full details and next steps.
Permit history
Permit records
Live permit data isn’t available via open data for this jurisdiction yet — check the official record directly.
Private inquiry
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Why this deal
- 5.3% off original list price
- Value-add opportunity
- Represented end-to-end by Academia
- Active listing — move quickly
Deal Score
48/100
Fair
is scored →
Scored neutral: our comparable-sale selection is being rebuilt so that it no longer references the asking price, and we will not score equity from an estimate we are not willing to publish.
5.3% off original list (full marks at 25%+).
122 days on market (full marks at 120+ — more time = more leverage).
No explicit distress language in the public remarks.
A screen of the public MLS data we have — not an appraisal, valuation, or investment advice. Factors marked “assumed” were missing from the feed and scored neutral.
Deal scorecard
How four stakeholders read this deal
Risks
- Equity not yet estimated — no comps available for ARV
- Flood zone AE — mandatory flood insurance required (NFIP or private); adds to carrying cost
What a super-investor sees
Investor
Investor equity estimate based on ARV from closed MLS comps minus list price and estima…
- Equity not yet estimated — no comps available for ARV
What a bank sees
Lender / financing
Lender financeability estimate based on list price, ARV, and condition signals. Not a f…
What an insurer sees
Insurance / 4-point
Insurability read from roof, electrical, plumbing and HVAC ages in the public record. M…
- Flood zone AE — mandatory flood insurance required (NFIP or private); adds to carrying cost
What a GC / AHJ sees
Permits / condition
We do not yet cover permit records in Monroe County, so no permit search was run. Verify directly with the building department.
4-point — last permit
- Roofnot covered
- Electricalnot covered
- Plumbingnot covered
- HVACnot covered
Estimates from public data — not an appraisal, insurance quote, or financing commitment. Insurability as of 2026-10-18. Verify with licensed professionals.
Deal calculator
Value-add deal calculator
410 10th St, Key Colony FL 33051, Key Colony, FL
ARV is seeded from the asking price, not from comps — enter your own after-repair value. We are rebuilding comparable-sale selection so it no longer references the ask, and we will not pre-fill this field from an estimate we are not publishing.
Recommended max offer
$572,229
Room vs list (above list)
$327,766
Est. equity
-$120,074
-13% of ARV, at list
ROC at list
-12%
Est. all-in at list
$1,020,069
list + rehab + txn + carry
70% rule MAO
$618,497
Estimates only — not investment advice or an offer. ARV is drawn from recent closed comps; rehab from a rate-card range. Verify ARV, rehab, and all costs with a licensed professional before acting.