1 / 3418211 SW 95th Ct, Palmetto Bay FL 33157
Palmetto Bay, FL
List Price
$899,900
Type
Single Family
Bedrooms
4
Bathrooms
2
Price / SqFt
$526/sqft
Price reduction
14.3% below original list — was $1,050,000
Est. equity
-38%
Comp ARV
$738,000
Max offer
$497,345
From the listing
CHARMING "CAPE~COD"~LOCATED IN PALMETTO BAY SCHOOL DIST. -This was the MODEL HOME built in 1962~UPDATED "LIKE NEW, MOVE IN READY!" 4/2 2-Story POOL Home W/ 2 Car Detached GARAGE/POOL HOUSE W/ Loft & Full GYM Under A/C. BEAUTIFUL POOL & PATIO AREA w/ LARGE OUTDOOR KITCHEN with New Privacy Fencing, Lots of Room for Boats and RVs & Close to Black Point. Gourmet Kitchen W/ Quartz Countertops & Stainless Steel Appliances. Updated Bathrooms & Laundry Room W/ Wood Cabinets and Quartz countertops. Step through the Glass French Doors out to Large Screened in Porch that is Great for Entertaining! Home has CRYSTAL CLEAR FREE FORM SALT POOL that allows for Easy Maintenance. Honda Mobile Generator that runs Power for the 1st Floor.
Property Information
- Square Feet
- 1,712
- Units
- 1
- Days on Market
- 391
- Status
- active
Location
- County
- Miami-Dade County
- Zip Code
- 33157
- Coordinates
- 25.6000, -80.3464
Represented by Academia
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Why this deal
- 14.3% off original list price
- Value-add opportunity
- Represented end-to-end by Academia
- Active listing — move quickly
Deal Score
35/100
Thin
is scored →
~-38% estimated equity to comp-based ARV (full marks at 30%+). Estimate — verify comps + rehab.
14.3% off original list (full marks at 25%+).
391 days on market (full marks at 120+ — more time = more leverage).
No explicit distress language in the public remarks.
A screen of the public MLS data we have — not an appraisal, valuation, or investment advice.
Deal scorecard
How four stakeholders read this deal
Strengths
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
Risks
- Negative estimated equity — buying above estimated ARV, verify comps
- thin equity — lender-unfriendly LTV (≈ 122% of ARV)
What a super-investor sees
Investor
Investor equity estimate based on ARV from closed MLS comps minus list price and estima…
- Negative estimated equity — buying above estimated ARV, verify comps
What a bank sees
Lender / financing
Lender financeability estimate based on list price, ARV, and condition signals. Not a f…
- thin equity — lender-unfriendly LTV (≈ 122% of ARV)
What an insurer sees
Insurance / 4-point
insurability v1. Miami-Dade is entirely within the HVHZ (High-Velocity Hurricane Zone) …
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
What a GC / AHJ sees
Permits / condition
Permit data from Miami-Dade public records; may lag; verify open permits with the AHJ. …
4-point — last permit
- Roofnone
- Electricalnone
- Plumbingnone
- HVACnone
Estimates from public data — not an appraisal, insurance quote, or financing commitment. Insurability as of 2026-07-24. Verify with licensed professionals.
Deal calculator
Value-add deal calculator
18211 SW 95th Ct, Palmetto Bay FL 33157, Palmetto Bay, FL
Comp-based ARV — 8 closed comp(s), high confidence.
Recommended max offer
$496,600
Room vs list (above list)
$403,300
Est. equity
-$279,555
-38% of ARV, at list
ROC at list
-27%
Est. all-in at list
$1,017,555
list + rehab + txn + carry
70% rule MAO
$496,600
Estimates only — not investment advice or an offer. ARV is drawn from recent closed comps; rehab from a rate-card range. Verify ARV, rehab, and all costs with a licensed professional before acting.
The comps behind the ARV
$738,000 after-repair value
5 recent closed sales nearby · high confidence · range $621,000–$776,000
| Closed sale | Close $ | $/sqft | Date |
|---|---|---|---|
| 18322 SW 94th Ct, Palmetto Bay FL 33157renovated0.1 mi | $625,000 | $415 | 2026-06-03 |
| 9340 SW 178th Street, Palmetto Bay FL 33157renovated0.4 mi | $875,000 | $431 | 2026-07-17 |
| 9380 SW 179th Ter, Palmetto Bay FL 33157renovated0.3 mi | $665,000 | $363 | 2026-04-28 |
| 9312 SW 182nd St, Palmetto Bay FL 33157renovated0.2 mi | $690,000 | $354 | 2026-03-25 |
| 9104 SW 180th St, Palmetto Bay FL 33157renovated0.5 mi | $710,000 | $431 | 2026-06-08 |
Comparable data, not an appraisal. ARV is the median closed $/sqft of these comps applied to this home's size. Verify condition, location, and adjustments independently.