1 / 3513458 Sumter Lane, Naples FL 34109
Naples, FL
List Price
$609,000
Type
Single Family
Bedrooms
3
Bathrooms
2
Price / SqFt
$337/sqft
Price reduction
24.3% below original list — was $804,900
From the listing
PRICED TO SELL! Discover luxury in Marbella Isles with this exquisite 3-bed, 2-bath home. This property combines elegance with functionality, driveway with a 2-car garage. This home features a private, screened-in Terrace framed with brick pavers, offering an exclusive oasis for relaxation and entertainment. Enjoy the ease of a two-car garage and the tranquility of a vibrant community with exceptional amenities. Marbella Isles offers a resort-style pool, a kid-friendly pool with slides, pickleball, tennis courts, and a fully equipped clubhouse with a kitchen and community room. Stay active and entertained with an exercise room, media room, card room, and game room. The best of Naples just 10 minutes to beaches and Ritz Carlton Golf Community.
Property Information
- Square Feet
- 1,808
- Units
- 1
- Days on Market
- 442
- Status
- active
Location
- County
- Collier County
- Zip Code
- 34109
- Coordinates
- 26.2247, -81.7614
Represented by Academia
Academia Real Estate Corp can represent you on this property. Use the inquiry form to have a licensed broker reach out with full details and next steps.
Permit history
Permit records
Live permit data isn’t available via open data for this jurisdiction yet — check the official record directly.
Private inquiry
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Why this deal
- 24.3% off original list price
- Value-add opportunity
- Represented end-to-end by Academia
- Active listing — move quickly
Deal Score
71/100
Strong
is scored →
Scored neutral: our comparable-sale selection is being rebuilt so that it no longer references the asking price, and we will not score equity from an estimate we are not willing to publish.
24.3% off original list (full marks at 25%+).
442 days on market (full marks at 120+ — more time = more leverage).
Soft motivation language (value-add, motivated, tenant-occupied, cash-only).
A screen of the public MLS data we have — not an appraisal, valuation, or investment advice. Factors marked “assumed” were missing from the feed and scored neutral.
Deal scorecard
How four stakeholders read this deal
Strengths
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
Risks
- Equity not yet estimated — no comps available for ARV
What a super-investor sees
Investor
Investor equity estimate based on ARV from closed MLS comps minus list price and estima…
- Equity not yet estimated — no comps available for ARV
What a bank sees
Lender / financing
Lender financeability estimate based on list price, ARV, and condition signals. Not a f…
What an insurer sees
Insurance / 4-point
Insurability read from roof, electrical, plumbing and HVAC ages in the public record. M…
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
What a GC / AHJ sees
Permits / condition
We do not yet cover permit records in Collier County, so no permit search was run. Verify directly with the building department.
4-point — last permit
- Roofnot covered
- Electricalnot covered
- Plumbingnot covered
- HVACnot covered
Estimates from public data — not an appraisal, insurance quote, or financing commitment. Insurability as of 2026-08-16. Verify with licensed professionals.
Deal calculator
Value-add deal calculator
13458 Sumter Lane, Naples FL 34109, Naples, FL
ARV is seeded from the asking price, not from comps — enter your own after-repair value. We are rebuilding comparable-sale selection so it no longer references the ask, and we will not pre-fill this field from an estimate we are not publishing.
Recommended max offer
$329,757
Room vs list (above list)
$279,243
Est. equity
-$138,705
-23% of ARV, at list
ROC at list
-19%
Est. all-in at list
$747,705
list + rehab + txn + carry
70% rule MAO
$363,800
Estimates only — not investment advice or an offer. ARV is drawn from recent closed comps; rehab from a rate-card range. Verify ARV, rehab, and all costs with a licensed professional before acting.