1 / 3010601 SW 128th St, Miami FL 33176
Miami, FL
List Price
$1,700,000
Type
Single Family
Bedrooms
5
Bathrooms
4
Price / SqFt
$607/sqft
Price reduction
Distressed / value-add opportunity
Est. equity
-30%
Comp ARV
$1,479,000
Max offer
$1,010,370
From the listing
Lovely and warmy Home in The Clover neighborhood. – Perfect for Families! This amazing residence features: Open and spacious Layout: Enjoy the living spaces of this amazing home; perfect for family gatherings and entertaining. Modern Kitchen: Fully equipped with updated appliances and plenty of counter space for culinary adventures. The bathrooms has been upgrated. Feel like you are at the Keys with the beautiful pool and spa. A lovely backyard ideal for relaxing or hosting summer barbecues. Great School District: Situated in a top-rated school district, ensuring your children receive an excellent education. No association community. There are no many properties like this. Quick it won't last.
Property Information
- Square Feet
- 2,799
- Units
- 1
- Days on Market
- 549
- Status
- active
Location
- County
- Miami-Dade County
- Zip Code
- 33176
- Coordinates
- 25.6504, -80.3665
Represented by Academia
Academia Real Estate Corp can represent you on this property. Use the inquiry form to have a licensed broker reach out with full details and next steps.
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Why this deal
- 0% off original list price
- Value-add opportunity
- Represented end-to-end by Academia
- Active listing — move quickly
Deal Score
32/100
Thin
is scored →
~-30% estimated equity to comp-based ARV (full marks at 30%+). Estimate — verify comps + rehab.
0.0% off original list (full marks at 25%+).
549 days on market (full marks at 120+ — more time = more leverage).
Soft motivation language (value-add, motivated, tenant-occupied, cash-only).
A screen of the public MLS data we have — not an appraisal, valuation, or investment advice.
Deal scorecard
How four stakeholders read this deal
Strengths
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
Risks
- Negative estimated equity — buying above estimated ARV, verify comps
- thin equity — lender-unfriendly LTV (≈ 115% of ARV)
What a super-investor sees
Investor
Investor equity estimate based on ARV from closed MLS comps minus list price and estima…
- Negative estimated equity — buying above estimated ARV, verify comps
What a bank sees
Lender / financing
Lender financeability estimate based on list price, ARV, and condition signals. Not a f…
- thin equity — lender-unfriendly LTV (≈ 115% of ARV)
What an insurer sees
Insurance / 4-point
insurability v1. Miami-Dade is entirely within the HVHZ (High-Velocity Hurricane Zone) …
- Flood zone X — outside the Special Flood Hazard Area; flood insurance not federally mandated
What a GC / AHJ sees
Permits / condition
Permit data from Miami-Dade public records; may lag; verify open permits with the AHJ. …
4-point — last permit
- Roofnone
- Electricalnone
- Plumbingnone
- HVACnone
Estimates from public data — not an appraisal, insurance quote, or financing commitment. Insurability as of 2026-07-24. Verify with licensed professionals.
Deal calculator
Value-add deal calculator
10601 SW 128th St, Miami FL 33176, Miami, FL
Comp-based ARV — 8 closed comp(s), medium confidence.
Recommended max offer
$1,003,300
Room vs list (above list)
$696,700
Est. equity
-$443,130
-30% of ARV, at list
ROC at list
-23%
Est. all-in at list
$1,922,130
list + rehab + txn + carry
70% rule MAO
$1,003,300
Estimates only — not investment advice or an offer. ARV is drawn from recent closed comps; rehab from a rate-card range. Verify ARV, rehab, and all costs with a licensed professional before acting.
The comps behind the ARV
$1,479,000 after-repair value
5 recent closed sales nearby · medium confidence · range $1,406,000–$1,526,000
| Closed sale | Close $ | $/sqft | Date |
|---|---|---|---|
| 10805 SW 128th Ter, Miami FL 331760.1 mi | $970,000 | $308 | 2026-06-12 |
| 10721 SW 124th St, Miami FL 331760.3 mi | $1,075,000 | $469 | 2026-05-29 |
| 10260 SW 128th St, Miami FL 331760.4 mi | $1,250,000 | $394 | 2026-07-17 |
| 13110 SW 104th Ave, Miami FL 33176renovated0.3 mi | $1,300,000 | $528 | 2026-05-06 |
| 10461 SW 121st St, Miami FL 33176renovated0.5 mi | $1,675,000 | $545 | 2026-06-16 |
Comparable data, not an appraisal. ARV is the median closed $/sqft of these comps applied to this home's size. Verify condition, location, and adjustments independently.